Our Fee for a standard 45-minute session is on a sliding scale basis. We accept all major credit card payments (including HSA cards).
Can I Use My Insurance to Pay for Therapy?
We currently accept Medicare, Cigna and Aetna at our practice. If you wish to use your insurance and we are not in-network with your plan, we can provide receipts and insurance claims for you to be reimbursed. For NYSHIP and BCBS clients, we can submit to the insurance company for you if you would prefer us to. Please check with your insurance to make sure you have out-of-network benefits. Payment is due at time of service.
Can I use My Health Savings Account (HSA) to pay for Therapy?
You absolutely can use your HSA at Suffolk Family Therapy. An HSA is a special tax-free account that can be used to pay for medical or health services. Usually you will have a debit card linked that this account, and we will gladly accept an HSA card.
Why Should I Invest in Therapy Myself, Rather Than Use My Insurance?
When you pay for therapy yourself, there are a few very important benefits:
No Mental Health Diagnosis goes on your medical record.
When using insurance, a mental health diagnosis is required to be recorded in your medical record which may concern clients with certain sensitive jobs, or those buying life insurance or seeking other medical treatment.
When using insurance, your insurance company has the right to know the details of your therapy, including the right to see any therapy notes that exist. When you choose to pay yourself, your therapy is completely confidential, and the details of your therapy are only known by you and your therapist, not any third party.
Freedom in treatment.
When using insurance, your insurance company can determine how may sessions you can receive, how long they are, what methods are used, which therapist you can see, and sometimes even the time of your session. When you pay yourself, you are in control of your own therapy and your therapist has the complete freedom to treat you as an individual. You get exactly what you need to reach your goals.